The Main Four

From Car insurance, to life insurance, insurance covers it all. Although there are many different types of insurance, most people have the main four. These four include Life insurance, health insurance, auto insurance, and property insurance. The main reason why people buy insurance is to be prepared for the unexpected to happen. As for life insurance, many families with kids have this. I can help cover your child’s education fees or even pay off debt that you owe after you have passed. It is said that not a lot of single people have this type of insurance and it is mainly aimed towards families or married couples. Health insurance especially comes in handy for the unexpected. When a loved one or someone in your family got into a car accident or had an unexpected heart attack, health insurance can help cover the extremely expensive medical bills you’ll receive. Simple things like breaking a bone to getting in a Trumatic car accident, insurance will pay most of it off for you. Health insurance also goes hand-in-hand with auto insurance. In most states in the United States, they will require you to have insurance to drive. Although most do not follow this rule, it is very important to have and can be illegal if you don’t have it. Not only does auto insurance cover the damage to a car after car crash, they can also cover injuries for you and possibly the other victim involved. Lastly, property insurance is another one of the top four insurances people buy. As you can guess, it covers you when you own a house. “One type of policy that for most people that is actually mandatory to have ishomeowners insurance when you have a mortgage. If you borrow money from the bank to purchase a home they will require the asset to be insured. For many people, this insurance premium is built into the mortgage payment. For many people their home is their greatest asset so it is vital to adequately protect it.” Says thebalance.com

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